@Warden:
"I'm not saying that ALL social programs should be removed, I honestly haven't studied the issue enough to know what can and should be kept VS what needs to be cut out as a wasteful program. I'm just tired of the constant demonization of anyone who says that certain programs are not fulfilling a valid role and should be removed."
Well, with all due respect, if you are NOT in a position of knowledge to be able to say what is needed and what is not, it seems rather foolish to suggest cuts NOT knowing what needs to be cut and what should stay...it seems to me a bit like saying your being a surgeon and not knowing what organs are vital and which are vestigial and which may be removed safely and which are rather infirmed in the body...
You CAN operate, sure...but if you don't know wHAT to take out, or what SHOULD be taken out, it seems rather foolish to do so.
Moving further with that analogy, if you don;t know what's to be left in and what's not, how can ask another, fairly, to operate in your place, on the presumption THEY know what you do not...they might be just as ignorant about anatomy as you might be, and if you DID ignorantly defer in this manner and the patient died udner that other surgeon's care, YOU would ALSO be held as liable in a court of law of gross negligence and malpractice.
Again, I don't say this to disparage you or hurt you personally, but your position of "I don;'t know what to cut, but I know something must be cut" seems illogical to me, fkr the reason stated above.
As for your Social Security/opt out argument...
I don't entirely disagree that the AMOUNT you pay in should be flexible--maybe put in a floor that all citizens must pay, so as to be sure those who really DO nneed it will still have it, and then, if you don't wish to pay more than the floor, so be it, as long as you likewise receive no Social Security yourself in return, on the assumption that if you ARE just paying the floor amount you are financially secure and ONLY pay into the system the minimum ammount as a sort of charity towards your fellow countrymen who DO really need that Social SECURITY (it wasn't, after all, called Social Monopoly Money...)
And your final point:
"you shouldn'thave to give any excess you have over to others"
I agree and disagree.
I agree in that you SHOULD be able to build and keep a surplus through your own efforts and the successes you yourself have merited and brought forth.
However, I DO also agree with Locke's Tree Argument, which is vital to his idea of "natural justice" and how that should be applied to societies and governments.
The gist of the Tree Argument:
Imagine you have an Apple Tree.
This tree grows apples in abundance.
In fact, it grows more than enough apples to happily sustain you and your family.
You are able to build up a store of these apples in case of tough times.
You grow so much, in fact, that you can NEVER eat it all until some of the apples spoil.
ANYTHING given naturally by God to Man is a Gift of God via Adam.
To allow a Gift of God to spoil is immoral.
Further, there ARE hungry people in your area.
To allow Others to starve while you allow God's Gift to spoil is a DOUBLE sin.
THEREFORE, the ONLY just thing to do, Locke says is to keep as many apples as you can comfortably and happily keep AND will be able to actually eat before they spoil, and the REST of these apples you must give to others, either by giving them as charity or by trading them for other goods or selling them, so long as you don't allow them to spoil due to YOUR greed while others starve.
Obviously I myself don't buy into the whole God/God's Gift/Adam bit, but I think the basic principle holds true for Capitalism and Justice:
Keep as much as you comfortably can use and have rightfully earned, and give the rest away or invest it in such a way that it benefits others, rather than let it "spoil" by letting it just sit in your vaults while others cry out for a mere dollar to by bread.