I am in favour of the NHS whilst accepting there needs to be changes.
Firstly with regard to postcode lotteries, I think I have a different understanding of them to Ghost's understanding. My understanding is that Primary Care Trusts (PCTs) the local part of the NHS have some automomy in deciding which are the priorities for it's area. A PCT in kent may decide that sexual health needs targeting, a Glasgow PCT may decide that smoking prevention needs more money spent on it etc. What this means is that different areas have different resources and policies across the country. If we look at the consqences of this we see things like vast differences in fertility treatments between sometimes different sides of the same road. The odd house numbers being offered 3 courses of fertility treatment almost on demand, and the even house numbers being offered only 1 course if the woman is over 35. This results in what I understand to be the postcode lottery, ie you get different chances of receiving the same treatment based on your postcode.
This lottery is easily overcome by making health care decissions nationally, but this takes away the local decission making.
Whilst on the subject of fertility treatment, this highlights an area where the NHS fails, in my opinion. The NHS should be for health care and not elective treatment. Many people rightly object to their taxes been used to pay for somebody to have an elective treatment such as fertility treatment when other things like cancer drugs are rationed because of cost.
I don't fully understand the Ghost's point that the consumers don't have any incentives to drive down costs. Firstly they are not 'consumers' they are paitents whilst we can argue that thy 'consume' the service, by calling them consumers means you could miss the point that paitents care about quality, quality and quality whereas traditional consumers of say TVs care about quality and price. People do not put a price on good health care, when it come to treatment they want the best for themselves and their families and friends. Whoever heard of a surgeon offering a price list? "Well Sir we can restore you sight for £30,000.00 or get the cleaner to have a go in a dirty Hospital for £150.00, the chances are only 10% that you will see again but I'm sure you agree that satistically that is good value for money?"
On the matter of insurance it makes sense for us to collectively pay the budget for what we need in terms of health care and here is why. Insurance works because someone asseses how much the average person will spend on health care over their lifetime and then calculates a premium to cover these costs. But they (the insurers) need (a) to charge for the administration of this scheme and (b) need to make a profit. Both of these become an additional cost to the care provided and doesn't lead to any cost savings or effecencies. It is cheaper therefore just to pay for health care out of general taxation.
I mentioned earlier that I would change some aspects of the NHS, the first one would be withdrawing the right to elective treatments, (doctors will be decide what is and isn't elective not MPs) secondly I would exempt the NHS from ever being sued. I know this sounds radical, but think about it the billions spent in lawyers and compensation payouts is scandlelous. If the NHS couldn't be sued not only is that money saved but each error can be looked at properly and action taken to prevent a re-occurance rather than trying to cover up errors or fear of being sued.
Some other arguments for the NHS are (1) Training, the NHS spends a fortune of training and pays the course fees and bursaries to doctors, nurses, etc attending universities. Would they continue to do this if half of the students went into private practice? (2) care is provided on a needs basis not on the ability to pay. A society is judged on how compassionate it is towards the people who have difficulties, I am proud that my country looks after terminally ill children without ever asking their parents to pay 1 penny. I know tht thir are inefeciencies in any large organisation and the NHS could be improved, but the fact that people are cared for when they need it most is truly priceless and our NHS tradition is something we can be proud of.