Beneficial Insurance

Profile Information

  • Visited in last 24 hours
  • Joined: 17 Sep 20 UTC


Ranking Info Help

    Points D:
  • Available: 50
  • In play: 50
  • Total: 100
  • Ghost Rating Overall:
  • Rating: 109
  • Peak: 114
  • Position: 10,272
  • Ghost Rating Gunboat:
  • Rating: 98
  • Peak: 100
  • Position: 11,320
  • Ghost Rating Full Press:
  • Rating: 115
  • Peak: 115
  • Position: 3,363


Game Stats
  • All Game stats:
  • Game messages: 1,575

  • Won: 1 ( 4% )
  • Drawn: 8 ( 30% )
  • Defeated: 17 ( 63% )
  • Resigned: 1 ( 4% )
  • Total (finished): 27

  • Playing: 1
  • Civil disorder: 0
  • Civil disorders taken over: 0
  • Classic:
  • Drawn: 3 ( 50% )
  • Defeated: 3 ( 50% )
  • Total (finished): 6
  • Classic Press:
  • Drawn: 3 ( 60% )
  • Defeated: 2 ( 40% )
  • Total (finished): 5
  • Classic Gunboat:
  • Defeated: 1 ( 100% )
  • Total (finished): 1
  • Classic Ranked:
  • Drawn: 3 ( 50% )
  • Defeated: 3 ( 50% )
  • Total (finished): 6
  • Variant stats:
  • Drawn: 1 ( 17% )
  • Defeated: 5 ( 83% )
  • Total (finished): 6


Reliability Rating: 61.654275092937%

Reliability Explained:

What is Reliability?

Reliability is how consistently you avoid interrupting games. Any un-excused missed turns hurt your rating. If you have any un-excused missed turns in the last 4 weeks you will receive an 11% penalty to your RR for each of those delays. It is very important to everyone you are playing with to be reliable but we understand mistakes happen so this extra penalty will drop to 5% after 28 days. All of the un-excused missed turns that negatively impact your rating are highlighted in red below. Excused delays will only negatively impact your base score, seen below. Mod excused delays do not hurt your score in any way.

Live Game: If a game had phases 60 minutes long or less any excused missed turns will only impact your rating for 28 days total. The penalty is the same, 5% long term and 6% short term, except the long term penalty is for 28 days and the short term is for 7 days.
System Excused: If you had an "excused missed turn" left this will be yes and will not cause additional penalties against your rating.
Mod Excused: If a moderator excused the missed turn this field will be yes and will not cause additional penalties against your rating.
Same Period Excused: If you have multiple un-excused missed turns in a 24 hour period you are only penalized once with the exception of live games, if this field is yes it will not cause additional penalties against your rating.

What happens if my rating is low?

Many games are made with a minimum rating requirement so this may impact the quality of games you can enter. If you have more then 3 non-live un-excused missed turns in a year you will begin getting temporarily banned from making new games, joining existing games, or rejoining your own games.

  • 1-3 un-excused delays: warnings
  • 4 un-excused delays: 1-day temp ban
  • 5 un-excused delays: 3-day temp ban
  • 6 un-excused delays: 7-day temp ban
  • 7 un-excused delays: 14-day temp ban
  • 8 un-excused delays: 30-day temp ban
  • 9 or more un-excused delays: infinite, must contact mods for removal
  • Live game excused turns are penalized independently for temporary bans. 1-2 un-excused missed turns in live games will be a warning, and the 3rd, and any after that will result in a 24 hour temp ban. The 2 warnings reset every 28 days resulting in significantly more yearly warnings for live game players then the normal system.

    Factors Impacting RR:


    Base Percentage: 96.654275092937%
    (100* (1 - Yearly Missed Turns/Yearly Turns))

    Added Penalties:

    Yearly Unexcused Missed Turns: 7 for a penalty of 35%
    Recent Unexcused Missed Turns: 0 for a penalty of 0%

    Total:

    Reliability Rating: 61.654275092937%


    Ghost Rating Overall Trending

    Beneficial Insurance's games

    Showing results 1 to 20 of 28 total results.

    1
    Sort By:
    Next: 1 day, 11 hours (Tue 06 AM UTC)
    Stop All The Clocks
    2 days /phase
    Pot: 350 D - Spring, 1905, Diplomacy
    Classic, Draw-Size Scoring
    1 excused missed turn
    Not received England
    yoak (1695 D)
    10 supply-centers, 10 units
    Completed France
    kamik (20 D)
    9 supply-centers, 8 units
    Not received Turkey
    Rallen101 (27 D)
    7 supply-centers, 7 units
    Not received Austria
    Wusti (1603 D)
    5 supply-centers, 5 units
    Ready Italy
    Succotash (47 D)
    2 supply-centers, 2 units
    Not received Germany
    1 supply-centers, 1 units
    Russia
    InsaneManiac (100 D)
    Defeated. Bet: 50 D
    Finished: 12 PM Mon 15 Feb 21 UTC
    Operation Trouser
    1 day, 1 hours /phase
    Pot: 25 D - Spring, 9, Finished
    The Ancient Mediterranean, Draw-Size Scoring
    1 excused missed turn
    Game drawn
    Persia
    Drawn. 17 supply-centers, 17 units
    Greece
    Drawn. 17 supply-centers, 17 units
    Rome
    Gunfighter06 (224 D)
    Defeated. Bet: 5 D
    Carthage
    Wilabat (80 D)
    Defeated. Bet: 5 D
    Egypt
    Defeated. Bet: 5 D
    Finished: 07 PM Mon 15 Feb 21 UTC
    Private Fate Server Game
    1 day /phase
    Pot: 35 D - Spring, 1908, Finished
    Classic, Draw-Size Scoring
    1 excused missed turn
    Game drawn
    Russia
    Aericura (107 D)
    Drawn. 12 supply-centers, 12 units
    Austria
    AvatarVader (107 D)
    Drawn. 12 supply-centers, 11 units
    Germany
    Drawn. 1 supply-centers, 1 units
    France
    Strangian (100 D)
    Resigned. 5 supply-centers, 5 units
    England
    Pk930 (100 D)
    Resigned. 3 supply-centers, 3 units
    Italy
    Resigned. 1 supply-centers, 1 units
    Turkey
    papireaz (100 D)
    Defeated. Bet: 5 D
    Civil Disorders
    Pk930 (100 D)England (Spring, 1907) with 4 centres.
    Strangian (100 D)France (Spring, 1906) with 5 centres.
    TheTrueSpartan (100 D)Italy (Autumn, 1905) with 6 centres.
    Finished: 10 PM Thu 11 Mar 21 UTC
    Ragenhill
    1 day /phase
    Pot: 150 D - Spring, 2004, Finished
    Modern Diplomacy II, Anonymous players, Draw-Size Scoring
    1 excused missed turn
    Game drawn
    Ukraine
    Marina (1059 D)
    Drawn. 22 supply-centers, 19 units
    Britain
    DrugTito (1339 D)
    Drawn. 21 supply-centers, 20 units
    Turkey
    Heffomite (1182 D)
    Drawn. 21 supply-centers, 21 units
    Egypt
    Fianwa (95 D)
    Defeated. Bet: 0 D
    France
    gordonpup (1400 D)
    Defeated. Bet: 15 D
    Germany
    Defeated. Bet: 15 D
    Italy
    Redesdale (512 D)
    Defeated. Bet: 0 D
    Poland
    raiku770 (417 D)
    Defeated. Bet: 15 D
    Russia
    Dealmaker (95 D)
    Defeated. Bet: 15 D
    Spain
    groundhog (832 D)
    Defeated. Bet: 0 D
    Civil Disorders
    Aquilifer (100 D)Britain (Spring, 1996) with 6 centres.
    Legalocoo (100 D)Spain (Autumn, 1996) with 6 centres.
    Gueswhozbak (95 D)Egypt (Autumn, 1995) with 5 centres.
    Dealmaker (95 D)Russia (Autumn, 1996) with 0 centres.
    Pope_Greg (100 D)Italy (Autumn, 1996) with 10 centres.
    Karl Quackers (100 D)Italy (Autumn, 1998) with 12 centres.
    Finished: 06 PM Tue 16 Feb 21 UTC
    When Everything’s Made to be Broken
    1 day /phase
    Pot: 200 D - Autumn, 2008, Finished
    Fall of the American Empire IV, Anonymous players, Draw-Size Scoring
    0 excused missed turn
    Game drawn
    Heartland
    Ubenfuhrer (37 D)
    Drawn. 16 supply-centers, 16 units
    Peru
    groundhog (832 D)
    Drawn. 14 supply-centers, 14 units
    Quebec
    sideroxylon1 (823 D)
    Drawn. 12 supply-centers, 12 units
    British-Columbia
    Pinecone333 (119 D)
    Drawn. 11 supply-centers, 11 units
    Texas
    roragons (709 D)
    Drawn. 5 supply-centers, 5 units
    California
    piratedeath15 (100 D)
    Defeated. Bet: 20 D
    Florida
    Defeated. Bet: 0 D
    Mexico
    BBmolla (108 D)
    Defeated. Bet: 20 D
    New-York
    Defeated. Bet: 20 D
    Cuba
    wilk0260 (330 D)
    Defeated. Bet: 20 D
    Civil Disorders
    lambda (2178 D)Florida (Autumn, 2004) with 4 centres.
    Bladerunners (1079 D)Texas (Autumn, 2000) with 6 centres.
    Bloody (114 D)Peru (Spring, 2005) with 11 centres.
    shallxw (100 D)Texas (Spring, 2001) with 8 centres.
    Finished: 12 AM Thu 24 Dec 20 UTC
    Vae Victus-3
    3 days /phase
    Pot: 35 D - Spring, 1905, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    France
    Jane (160 D)
    Drawn. 10 supply-centers, 10 units
    Russia
    Skynet (165 D)
    Drawn. 6 supply-centers, 6 units
    Germany
    Data (165 D)
    Drawn. 5 supply-centers, 5 units
    Turkey
    Kestas Bot (115 D)
    Drawn. 5 supply-centers, 5 units
    England
    Zultar Bot (165 D)
    Drawn. 4 supply-centers, 4 units
    Austria
    Cortana (150 D)
    Drawn. 4 supply-centers, 4 units
    Italy
    Defeated. Bet: 5 D
    Finished: 07 PM Tue 12 Jan 21 UTC
    Christmas Madness
    3 days /phase
    Pot: 50 D - Spring, 2000, Finished
    Fall of the American Empire IV, Rulebook press, Draw-Size Scoring
    2 excused missed turn
    Game drawn
    New-York
    KinkyCupcake (127 D)
    Drawn. 6 supply-centers, 6 units
    Florida
    rick258 (96 D)
    Drawn. 6 supply-centers, 6 units
    Quebec
    Drawn. 6 supply-centers, 6 units
    Cuba
    Redesdale (512 D)
    Drawn. 5 supply-centers, 5 units
    British-Columbia
    Drawn. 5 supply-centers, 5 units
    Texas
    Uhtred II (240 D)
    Drawn. 5 supply-centers, 5 units
    California
    Gunfighter06 (224 D)
    Drawn. 5 supply-centers, 5 units
    Peru
    IshGish (165 D)
    Drawn. 5 supply-centers, 5 units
    Heartland
    Aquilifer (100 D)
    Drawn. 5 supply-centers, 5 units
    Mexico
    Tenerezu (100 D)
    Drawn. 5 supply-centers, 5 units
    Civil Disorders
    KingMac94 (100 D)Texas (Autumn, 1999) with 5 centres.
    Lazandis (100 D)Cuba (Autumn, 1999) with 3 centres.
    big_morli (100 D)Mexico (Spring, 1999) with 3 centres.
    Finished: 01 PM Tue 02 Feb 21 UTC
    Christmas Jowblob
    2 days /phase
    Pot: 70 D - Autumn, 1908, Finished
    Classic, Rulebook press, Anonymous players, Sum-of-Squares Scoring
    1 excused missed turn
    Game won by knilgau (198 D)
    Germany
    knilgau (198 D)
    Won. 19 supply-centers, 16 units
    Turkey
    dumptruck (822 D)
    Survived. 7 supply-centers, 7 units
    Austria
    nicknukem (94 D)
    Survived. 5 supply-centers, 3 units
    Italy
    Dr Jam (0 D X)
    Survived. 3 supply-centers, 4 units
    England
    Defeated. Bet: 10 D
    France
    bret_pollack (95 D)
    Defeated. Bet: 10 D
    Russia
    Defeated. Bet: 10 D
    Civil Disorders
    Lazandis (100 D)Turkey (Autumn, 1902) with 4 centres.
    Finished: 07 PM Fri 15 Jan 21 UTC
    The Guns of Spring
    2 days /phase
    Pot: 35 D - Spring, 1907, Finished
    Classic, Rulebook press, Anonymous players, Draw-Size Scoring
    1 excused missed turn
    Game drawn
    Italy
    K^2 (161 D)
    Drawn. 13 supply-centers, 13 units
    France
    Drawn. 8 supply-centers, 8 units
    Russia
    Fishnut (685 D)
    Drawn. 8 supply-centers, 8 units
    England
    roragons (709 D)
    Drawn. 5 supply-centers, 5 units
    Germany
    Defeated. Bet: 5 D
    Austria
    BarrettG (154 D)
    Defeated. Bet: 5 D
    Turkey
    timmbob17 (100 D)
    Defeated. Bet: 0 D
    Civil Disorders
    sansmoney (100 D)Turkey (Spring, 1905) with 3 centres.
    Finished: 07 AM Thu 03 Dec 20 UTC
    a-283
    3 days /phase
    Pot: 35 D - Spring, 1909, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    France
    Skynet (165 D)
    Drawn. 11 supply-centers, 11 units
    Italy
    Jane (160 D)
    Drawn. 7 supply-centers, 7 units
    Austria
    Kestas Bot (115 D)
    Drawn. 7 supply-centers, 6 units
    England
    Zultar Bot (165 D)
    Drawn. 2 supply-centers, 2 units
    Russia
    Resigned. 7 supply-centers, 7 units
    Turkey
    Data (165 D)
    Defeated. Bet: 5 D
    Germany
    Cortana (150 D)
    Defeated. Bet: 5 D
    Civil Disorders
    Beneficial Insurance (50 D)Russia (Spring, 1909) with 7 centres.
    Finished: 01 AM Fri 20 Nov 20 UTC
    a-281
    3 days /phase
    Pot: 35 D - Autumn, 1911, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Russia
    Data (165 D)
    Drawn. 17 supply-centers, 15 units
    Germany
    Jane (160 D)
    Drawn. 13 supply-centers, 13 units
    Italy
    Skynet (165 D)
    Drawn. 4 supply-centers, 5 units
    France
    Zultar Bot (165 D)
    Defeated. Bet: 5 D
    Turkey
    Cortana (150 D)
    Defeated. Bet: 5 D
    England
    Kestas Bot (115 D)
    Defeated. Bet: 5 D
    Austria
    Defeated. Bet: 5 D
    Finished: 01 AM Thu 19 Nov 20 UTC
    a-280
    3 days /phase
    Pot: 35 D - Spring, 1905, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Germany
    Zultar Bot (165 D)
    Drawn. 8 supply-centers, 8 units
    Italy
    Data (165 D)
    Drawn. 8 supply-centers, 8 units
    Turkey
    Jane (160 D)
    Drawn. 7 supply-centers, 7 units
    England
    Kestas Bot (115 D)
    Drawn. 6 supply-centers, 6 units
    France
    Skynet (165 D)
    Drawn. 3 supply-centers, 3 units
    Russia
    Cortana (150 D)
    Drawn. 2 supply-centers, 2 units
    Austria
    Defeated. Bet: 5 D
    Finished: 08 PM Fri 04 Dec 20 UTC
    Autumn fun-26
    1 day /phase
    Pot: 70 D - Autumn, 1914, Finished
    Classic, No messaging, Anonymous players, Draw-Size Scoring, Hidden draw votes
    0 excused missed turn
    Game won by Nikola Maric Eto (24945 D)
    France
    Nikola Maric Eto (24945 D)
    Won. 18 supply-centers, 16 units
    Italy
    Nurse Ratched (110 D)
    Survived. 6 supply-centers, 6 units
    Turkey
    ColoBoy (120 D)
    Survived. 5 supply-centers, 5 units
    Russia
    ib90 (153 D)
    Survived. 4 supply-centers, 5 units
    Austria
    Redesdale (512 D)
    Survived. 1 supply-centers, 1 units
    England
    wansiuhay (1401 D)
    Defeated. Bet: 10 D
    Germany
    Defeated. Bet: 0 D
    Civil Disorders
    C14-r4n (100 D)Germany (Autumn, 1908) with 3 centres.
    Fromacf (0 D X)Russia (Autumn, 1906) with 4 centres.
    StalinDidNothingWrong (100 D)Austria (Autumn, 1903) with 5 centres.
    cundo (100 D)Germany (Autumn, 1908) with 3 centres.
    Finished: 08 PM Mon 09 Nov 20 UTC
    a-274
    3 days /phase
    Pot: 35 D - Autumn, 1913, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game won by Beneficial Insurance (50 D)
    Italy
    Won. 18 supply-centers, 14 units
    Austria
    Jane (160 D)
    Survived. 9 supply-centers, 7 units
    Germany
    Skynet (165 D)
    Survived. 3 supply-centers, 4 units
    Turkey
    Cortana (150 D)
    Survived. 2 supply-centers, 2 units
    England
    Kestas Bot (115 D)
    Survived. 2 supply-centers, 4 units
    France
    Zultar Bot (165 D)
    Defeated. Bet: 5 D
    Russia
    Data (165 D)
    Defeated. Bet: 5 D
    Finished: 10 PM Thu 05 Nov 20 UTC
    a-273
    3 days /phase
    Pot: 35 D - Autumn, 1908, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Russia
    Data (165 D)
    Drawn. 11 supply-centers, 8 units
    France
    Zultar Bot (165 D)
    Drawn. 10 supply-centers, 9 units
    Germany
    Skynet (165 D)
    Drawn. 6 supply-centers, 6 units
    England
    Kestas Bot (115 D)
    Drawn. 6 supply-centers, 7 units
    Turkey
    Cortana (150 D)
    Drawn. 1 supply-centers, 2 units
    Austria
    Jane (160 D)
    Defeated. Bet: 5 D
    Italy
    Defeated. Bet: 5 D
    Finished: 10 PM Thu 05 Nov 20 UTC
    a-272
    3 days /phase
    Pot: 35 D - Autumn, 1906, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    France
    Zultar Bot (165 D)
    Drawn. 8 supply-centers, 8 units
    Austria
    Jane (160 D)
    Drawn. 7 supply-centers, 7 units
    England
    Kestas Bot (115 D)
    Drawn. 5 supply-centers, 5 units
    Germany
    Skynet (165 D)
    Drawn. 4 supply-centers, 4 units
    Turkey
    Cortana (150 D)
    Drawn. 4 supply-centers, 4 units
    Russia
    Data (165 D)
    Drawn. 3 supply-centers, 3 units
    Italy
    Drawn. 3 supply-centers, 2 units
    Finished: 09 PM Thu 05 Nov 20 UTC
    a-271
    3 days /phase
    Pot: 35 D - Autumn, 1904, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Germany
    Data (165 D)
    Drawn. 7 supply-centers, 7 units
    Austria
    Jane (160 D)
    Drawn. 6 supply-centers, 6 units
    England
    Skynet (165 D)
    Drawn. 5 supply-centers, 5 units
    France
    Cortana (150 D)
    Drawn. 5 supply-centers, 5 units
    Turkey
    Zultar Bot (165 D)
    Drawn. 4 supply-centers, 4 units
    Italy
    Drawn. 4 supply-centers, 4 units
    Russia
    Kestas Bot (115 D)
    Drawn. 2 supply-centers, 2 units
    Finished: 07 AM Sat 31 Oct 20 UTC
    a-269
    3 days /phase
    Pot: 35 D - Autumn, 1904, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Germany
    Zultar Bot (165 D)
    Drawn. 7 supply-centers, 7 units
    France
    Jane (160 D)
    Drawn. 6 supply-centers, 6 units
    Austria
    Data (165 D)
    Drawn. 5 supply-centers, 5 units
    Italy
    Cortana (150 D)
    Drawn. 5 supply-centers, 5 units
    Russia
    Skynet (165 D)
    Drawn. 4 supply-centers, 4 units
    Turkey
    Kestas Bot (115 D)
    Drawn. 4 supply-centers, 3 units
    England
    Drawn. 3 supply-centers, 3 units
    Finished: 10 PM Fri 30 Oct 20 UTC
    a-267
    3 days /phase
    Pot: 35 D - Autumn, 1904, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Germany
    Skynet (165 D)
    Drawn. 7 supply-centers, 7 units
    Austria
    Jane (160 D)
    Drawn. 7 supply-centers, 7 units
    France
    Zultar Bot (165 D)
    Drawn. 5 supply-centers, 5 units
    Russia
    Data (165 D)
    Drawn. 5 supply-centers, 5 units
    England
    Kestas Bot (115 D)
    Drawn. 4 supply-centers, 4 units
    Turkey
    Cortana (150 D)
    Drawn. 3 supply-centers, 3 units
    Italy
    Drawn. 3 supply-centers, 3 units
    Finished: 09 PM Fri 30 Oct 20 UTC
    Italy-228
    3 days /phase
    Pot: 35 D - Spring, 1921, Finished
    Classic, Bot Game, Unranked
    4 excused missed turn
    Game drawn
    Germany
    Skynet (165 D)
    Drawn. 16 supply-centers, 15 units
    Turkey
    Cortana (150 D)
    Drawn. 11 supply-centers, 11 units
    Russia
    Data (165 D)
    Drawn. 7 supply-centers, 7 units
    France
    Zultar Bot (165 D)
    Defeated. Bet: 5 D
    Austria
    Jane (160 D)
    Defeated. Bet: 5 D
    England
    Kestas Bot (115 D)
    Defeated. Bet: 5 D
    Italy
    Defeated. Bet: 5 D

    1